IRA Charitable Contribution

IRA Charitable Contribution

Join other NILC supporters who are fueling the fight for immigrant justice with a gift from their IRAs, while maximizing their own savings.

  • If you’re over 70 ½ with a traditional IRA, you’re eligible to benefit from an IRA gift. It’s usually tax-free.
  • For those who are 73 and older, it’s a humanitarian way to satisfy your Required Minimum Distribution (RMD) for this year.

Thanks to our partnership with FreeWill, you can make your QCD gift quickly and hassle-free by beginning your forms online. You can also choose to print out blank forms to complete by hand, or transact the gift over the phone with your financial custodian.

If you intend for your Qualified Charitable Distribution to count for the current tax year, you must submit these forms to your IRA custodian in time for your IRA custodian to process your request by December 30. It usually takes 5-10 business days from the day your form is received by your IRA custodian to the day the nonprofit receives the gift, but the end-of-year period is especially busy for IRA custodians and charities, so wait times may be longer. If there are any questions or concerns, you should reach out to your IRA custodian directly.

For questions about an IRA contribution, please contact Tiffanie Luckett at [email protected].